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insuring my lancer

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VRX_08
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Postby VRX_08 » Tue Oct 06, 2015 9:48 pm

If your looking for insurance and your young (under 25) I would try AAMI, they are more generous on younger drivers!

I have always had both my Lancer's insured with AAMI and they have very quick / excellent quality when making a claim through them! They even supply a free taxi home from the repairer (and not just a taxi, more like a flash Caprice or 300C)!

Highly recommend AAMI, they are excellent, I have just turned 25 but before hand some quotes were up to $2000 for a VRX and AAMI were less than $900, even cheaper than Youi where it seems you can't drive your car as much as you might want to!

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Lancer1993
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Postby Lancer1993 » Wed Oct 07, 2015 7:25 am

A couple of years ago I decided to get a quote at Youi given there ads about being so competitive but yes it also turned out more expensive than AAMI.

I agree there are good when it comes to claims, my coupe decided it would like to drink some water about 10 years ago, busted the engine which lead to about 5k worth of repairs. I still had to pay some costs on top of the excess, for the ware and tear on the engine given how how of the car was at the time but it was all sorted quickly.
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Lancer1993
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Postby Lancer1993 » Wed Oct 07, 2015 11:08 am

Not sure on my excess right now, think it's less that $1000.
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Dire
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Postby Dire » Wed Oct 07, 2015 7:17 pm

Definitely try AAMI!

I am 24 and it costs $1600 annually to insure my 370Z through AAMI. If you are paying ANYWHERE NEAR that for a NA lancer you're being completely ripped off :P

And my excess is only $650, because AAMI don't slap an extra $500 on for being a young male like most other quotes I got (or any performance vehicle excess).
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Shaun Patterson
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Postby Shaun Patterson » Wed Oct 07, 2015 8:11 pm

give just cars a look, im 19 and have my RA insured for 1100 a year

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Lancer1993
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Postby Lancer1993 » Thu Oct 08, 2015 5:44 pm

Insurance and running costs were 2 reasons I didn't go for a RA, and I couldn't afford the asking price for a good one. But 1100 is a great price compared to some of the quotes I got when researching getting a CJ.
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RacerX
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Postby RacerX » Thu Oct 08, 2015 7:54 pm

You guys are giving me hope that there actually may be a chesper insuarnce policy out there, i will definitely have a look!

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D
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Postby D » Thu Oct 08, 2015 8:51 pm

I payed 1600 as a 19 year old with a evo X for full comp from memory,
Now what 20/21 I pay $1070 per year for full comp
Through just. Cars
My EVO (X MR) progress: http://clubcj.net/viewtopic.php?p=328713#328713
4 cylinders, 3 diamonds, 2 litre, 1 turbo, 0 reasons to buy anything else
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black_ice
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Postby black_ice » Fri Oct 09, 2015 8:36 am

For the RA you could also give places like Enthusiast Insurance or Famous Insurance a try...quite a few evo's are insured with them on EvoOz..
Saying a car is for going form A to B is like saying sex is for reproduction!

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Kyrus
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Postby Kyrus » Fri Oct 09, 2015 9:30 am

^ enthusiast is mad especially of your car dont get driven that much!
燒

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Lancer1993
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Postby Lancer1993 » Tue Feb 02, 2016 5:17 pm

I know this thread has not been used in a few months but my AAMI insurance is due, it's gone up a bit to $612 with a $600 excess.

Been considering paying monthly at about $55pm, total is about $85 for the year but it's better right now than a $612 hit.

BTW that premium comes down a little if I have a $750 excess.
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Viking
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Postby Viking » Sun Feb 07, 2016 11:51 am

I recently renewed my insurance with Budget Direct. $524 for the year, with a $600 excess. I'm not covered for any drivers under the age of 30, though.

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Lancer1993
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Postby Lancer1993 » Sun Feb 07, 2016 1:06 pm

Ended up back with AAMI, talked to them on the phone and they knocked a couple of dollars off the per month amount, so now paying about $52pm.
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