Ouch! Insurance is repairing.. but how?! Any ideas?

Ask · Postby **Ask** » Mon Sep 17, 2012 2:25 am

One dark and stormy night I decided to lend my car to my mother as her car doesn't have ABS brakes. Apparently there was a large-ish tree across the road which she couldn't stop in time for and this was the end result:

I almost vomited when I saw it , but I'm glad the car did its job and kept my mum safe.

The insurance company IS repairing it. I was very surprised about this as I've seen cars written off for much less damage.
Anyway, I'm worried about the structural integrity of the vehicle after repairs. Repairs do have a lifetime guarantee with my insurer but still..
Any insight would be appreciated.

Otherwise, enjoy the pics and just be glad your CJ is still safe. *Cry*

squala · Postby **squala** » Mon Sep 17, 2012 3:20 am

If the A-pillar or the front part of the chassis has been bent as a result of the damage, I would demand a replacement. Otherwise everything is just superficial damage and can be repaired. Insurance companies will always do it the cheaper way, so I guess they deemed it more cost-effective to fix your car instead of paying you out.

Ask · Postby **Ask** » Mon Sep 17, 2012 4:28 am

squala wrote:If the A-pillar or the front part of the chassis has been bent as a result of the damage, I would demand a replacement. Otherwise everything is just superficial damage and can be repaired. Insurance companies will always do it the cheaper way, so I guess they deemed it more cost-effective to fix your car instead of paying you out.

It didn't appear to be bent to me (but I'm not a qualified auto anything), just squashed pretty badly. There was some minor damage in the engine bay where the housing for the headlights sit, it had been pushed back slightly and was bent.. so I'm also pretty concerned about that.
I did drive it to the authorised repairer and it drove perfectly at around 80KM/H. Didn't go any higher... possible flying car parts. :shock:

That being said, I think I'll be rigorously querying the repairers and the insurance company as to how exactly it was repaired.

DORA_ANNE · Postby **DORA_ANNE** » Mon Sep 17, 2012 8:46 am

Hi Josh , Sad to see your Lancer like this :sad:

Glad your Mum is Ok Though & good luck with the repairs ....

Momengah · Postby **Momengah** » Mon Sep 17, 2012 9:15 am

OUCH!!! good to hear your mum's ok. Sad about the car though
I guess it did it's job so thats the main thing.
Hope the repairs go well

cj_sx_2011 · Postby **cj_sx_2011** » Mon Sep 17, 2012 6:49 pm

i didnt know you should knock back and say if your not happy with the repair that got done and had alittle bit of dust in the paint, i thought once you car is fixed from them thats it,

and yeah hope your mum is all good dude, seems like the lancers are safe in accidents.

Tweak · Postby **Tweak** » Mon Sep 17, 2012 7:33 pm

Sounds to me a panelbeater shop has given a dodgy quote.
Id question that very vocaly cos that pillar is screwed and i can see how they could repair that.
How does the door close on that side, Can u pop the roof trim strip off and take a photo of the roof join

himynameisdaniel · Postby **himynameisdaniel** » Mon Sep 17, 2012 8:00 pm

Glad to hear that everyone is okay.
Had very similar damage to my 2010 Activ.
My insurance has a choice of repairer ( I always pick Mitsubishi over a panel beater to push to get brand new parts rather than trying to fix the broken, also helps if you want ralliart stuff on the side)

If anyone is interested i can upload a item list of all the new parts that Mitsubishi replaced etc. all up it was about 8k worth of work.
luckily I did not have to pay a cent.

Alixxandar · Postby **Alixxandar** » Mon Sep 17, 2012 8:23 pm

This has cost me $1600 so far, not including paint. Gonna need to see a panel beater to get a bracket for the right guard back in to place, and about $500 for paint. So should be about $2.5k all up.

Ask · Postby **Ask** » Mon Sep 17, 2012 10:57 pm

Tweak wrote:Sounds to me a panelbeater shop has given a dodgy quote. Id question that very vocaly cos that pillar is screwed and i can see how they could repair that. How does the door close on that side, Can u pop the roof trim strip off and take a photo of the roof join

Door opens and closes perfectly, Cant take any photos as its been at the repairers for the last week. Still very weary though because the pillar was really badly crushed..

Great to hear about people rejecting the repairs over dust in the paint.. Gives me some hope for the whole thing.

himynameisdaniel wrote:Glad to hear that everyone is okay. Had very similar damage to my 2010 Activ. My insurance has a choice of repairer ( I always pick Mitsubishi over a panel beater to push to get brand new parts rather than trying to fix the broken, also helps if you want ralliart stuff on the side)
If anyone is interested i can upload a item list of all the new parts that Mitsubishi replaced etc. all up it was about 8k worth of work. luckily I did not have to pay a cent.

I'd love to see the replacement parts list if possible.

himynameisdaniel · Postby **himynameisdaniel** » Tue Sep 18, 2012 7:59 pm

No problemo dude. Link is below.

https://docs.google.com/open?id=0B8y9I6 ... XBrdXEwMEE

Note the following terminology :
Remove and Replace; just means the actual work of removing the old part and putting it back on.
Report On; Indicates that the item must be verbally mentioned to the customer.
Paint: It is almost impossible to identically match the paint. So they use a 'blend'.
A expert could possibly know but the average joe would have no clue.

Overall i must say that i am impressed with the quality work. everything looks great and I got to visually inspect all of the things that they repaired (radiator support panels) and they looked like new.

I wanted to get a Ralliart Bonnet thrown in instead of replacing the standard one but the quote was it was going to be an extra $1600
I thought that would be a rip because I thought the basic hood costs ~1000$ and both parts were identical but it turns out this is not the case.
but apparently our NA bonnet only costs 800 or so.
Decided to save that money for a future car purchase instead.

If you do decide on going the RA conversion path anyway here is a fantastic write up by Ofey http://clubcj.net/viewtopic.php?t=8050& ... conversion

Ask · Postby **Ask** » Wed Sep 19, 2012 1:04 pm

himynameisdaniel wrote:No problemo dude. Link is below. https://docs.google.com/open?id=0B8y9I6 ... XBrdXEwMEE Note the following terminology : Remove and Replace; just means the actual work of removing the old part and putting it back on. Report On; Indicates that the item must be verbally mentioned to the customer. Paint: It is almost impossible to identically match the paint. So they use a blend. A expert could possibly know but the average joe would have no clue. Overall i must say that i am impressed with the quality work. everything looks great and I got to visually inspect all of the things that they repaired (radiator support panels) and they looked like new. I wanted to get a Ralliart Bonnet thrown in instead of replacing the standard one but the quote was it was going to be an extra $1600 I thought that would be a rip because I thought the basic hood costs ~1000$ and both parts were identical but it turns out this is not the case. but apparently our NA bonnet only costs 800 or so. Decided to save that money for a future car purchase instead. If you do decide on going the RA conversion path anyway here is a fantastic write up by Ofey http://clubcj.net/viewtopic.php?t=8050& ... conversion

Thanks man. Interesting list of replacements. Glad you didn't have to pay considering that total!

gus0068 · Postby **gus0068** » Wed Sep 19, 2012 7:33 pm

Hope the tree is ok.......just kidding,some cars can be repaired a lot more cheaper than others and i guess lancers are those cars.

Ouch! Insurance is repairing.. but how?! Any ideas?

Ouch! Insurance is repairing.. but how?! Any ideas?

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