aussie027 wrote:Its a technicality the police and my insurance company went on when #1 was written off as the other drivers insurance company was refusing liability on my car even though the other driver was charged with speeding, running a red light and wreckless driving.
Hey Tim. As per what U have stated if the other driver was charged with all that then his insurance company shouldnt have had a legal leg to stand on as far as reimbursing your insurance company for your car. Can u tell us all what company that was so we can avoid them??
NRMA. They are dodgiest C and a few other letters around. Not only did try to refuse liability for my car, when they found out they legaly had to cover damage done to my car they had the assessor undervalue the amount of damage done to my car so it could be repaired instead of written off to get out of buying a brand new one. They had also begun legal proceedings to sue me. My solicitor for that said that I should take it up with my insurance company as they can get a result faster than what she could. NRMA made me pay for the police report and wouldnt even give me a copy of it. Once my insurance company was involved everything was soon taken care of. They brought in a specialist assessor to go over my car that took about a week and found NRMA had undervalued the amount of damage done to my car by around 10k, it was cheaper to give me a brand new car than to repair it... Dodgy stuff. Karma came to them though, not only did they have to cover the cost of repairing their clients car, they had to cover the cost of a brand new car from my insurance company and all the legal costs of the solicitor.
Karma, its the only thing I believe in.
Hopefully when you come back from trip all you have to do is pick up replacement car. You did have insurance though didnt you??
