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lancervr
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Postby lancervr » Sat May 01, 2010 7:57 pm

yes i know.... but what can i do.... i paid 1100 for a lancer vr.... wanted to geta second hand saab 93 2003 model.... insurance would have been 2500.... the ra was around 3.5k so just got the best of both world n got a VR for the time being...
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MitsuLove
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Postby MitsuLove » Sat May 01, 2010 8:01 pm

it's a bastard reality at times, but good things come to those who wait :)

You eventually pay a lot less for insurance, as long as you don't make an at fault claim. I think initially i had to pay around 1800 (at 19) to insure a VT commo, so it does get better!

i should also add, that it's a blessing in disguise not to own a turbo and/or premium car until later on anyway, They're generally more expensive to run/mod/fix (if sh*t happens) let alone insure, so gives you a chance to save pennies for later! :wink:
Last edited by MitsuLove on Sat May 01, 2010 8:07 pm, edited 1 time in total.

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lancervr
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Postby lancervr » Sat May 01, 2010 8:06 pm

yeah i guess since technically this is my first car with insurance under my name my other car was under moms name in highschool which was a rav4 and well the singapore car a volvo had no diff to here so yeah i guess waiting game is what i needa do... well good thing is i have gd practice driving since i drive here n in singapore which are worlds apart lol... takes a while to get used to drivin in both countries...
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MitsuLove
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Postby MitsuLove » Sat May 01, 2010 8:16 pm

lancervr wrote:yeah i guess since technically this is my first car with insurance under my name my other car was under moms name in highschool which was a rav4 and well the singapore car a volvo had no diff to here so yeah i guess waiting game is what i needa do... well good thing is i have gd practice driving since i drive here n in singapore which are worlds apart lol... takes a while to get used to drivin in both countries...


Just thinking about driving in any country in that part of the world stresses me out! lol. i'd be so nervous i'd be a terrible driver :)

But in saying that, we may not have anywhere near that volume of traffic here, but our drivers are generally ignorant/rude and don't even know basic road rules. Stress levels rising... haha.

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lancervr
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Postby lancervr » Sat May 01, 2010 8:34 pm

lol our drivers here are very very tame as compared to singapore trust me.... signalling and giving way are not in anyone's vocabulary there.... its just force ure way through and hope you dont get hit.... the buses especially there dont care they have no qualms bout smashing through u.... cuz the law there states you have to give way to buses.... n bus drivers take that to a whole new level...
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Dire
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Postby Dire » Sat May 01, 2010 8:43 pm

I'm 19 too.
Only been pulled up once. They just did a breath check and asked what I was up to.
Never been in trouble or even warned for anything... Unlike some of my friends. I've been waved through 2 breath-test blockades. Don't feel like I get overly discriminated against...

And most insurance companies base their rates on statistics they collect, P platers crash more (and have bigger crashes) so our insurance costs more. Also, we claim more often as many of us don't have no claim bonuses to look after.

Also, it reduces how many people buy hoon cars and become lifetime hoons, saving the insurance company money in the long run.

And LOL at laser jammers... You'll be missile-proof :lol:

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Graham
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Postby Graham » Sat May 01, 2010 9:24 pm

after laser jammer i can put rocket launchers in the headlights and then put an aston martin badge on it and call it the 007mobile :P
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MitsuLove
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Postby MitsuLove » Sat May 01, 2010 10:05 pm

Dire wrote:I'm 19 too.
Only been pulled up once. They just did a breath check and asked what I was up to.
Never been in trouble or even warned for anything... Unlike some of my friends. I've been waved through 2 breath-test blockades. Don't feel like I get overly discriminated against...


You've been lucky then! I used to get pulled over almost weekly at your age on P plates, when i wasn't even doing anything wrong! I ended up removing the P's, and after that i rarely had a problem. So yes, i think young drivers are targets!

I've only ever lost 3 points though (make that 6 shortly :evil:).

And most insurance companies base their rates on statistics they collect, P platers crash more (and have bigger crashes) so our insurance costs more. Also, we claim more often as many of us don't have no claim bonuses to look after.

Also, it reduces how many people buy hoon cars and become lifetime hoons, saving the insurance company money in the long run.


Very diplomatic way to look at it. Not a bad outlook at only 19 :)

lol our drivers here are very very tame as compared to singapore trust me.... signalling and giving way are not in anyone's vocabulary there.... its just force ure way through and hope you dont get hit.... the buses especially there dont care they have no qualms bout smashing through u.... cuz the law there states you have to give way to buses.... n bus drivers take that to a whole new level...


Oh geez, glad it's not like that here! Insanity :lol:

after laser jammer i can put rocket launchers in the headlights and then put an aston martin badge on it and call it the 007mobile Razz


Hahaha, that conjures up funny images in my head. Though i have no clue what a laser jammer even is, gonna have to look that up!

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Dire
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Postby Dire » Sun May 02, 2010 1:19 am

Diplomatic? Haha, thanks I guess :P

Laura are you coming on the cruise? Still haven't got to check out a ralliart yet 8)

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Graham
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Postby Graham » Sun May 02, 2010 6:59 am

laser jammer basically interferes or jams laser signals, so if a cop uses a handheld radar to get your speed it wont return a speed.

most devices have a loud alert and then cut off after 3-5 seconds so from the cops perspective he didn't have a clear reading and by then you're at the speed limit when he has a reading :P
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Graham
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Postby Graham » Sun May 02, 2010 7:00 am

some mofo's just tried breaking into my house...

tried getting in 2 windows but only broke one thank god they didn't do anything to the cars..
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zock
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Postby zock » Sun May 02, 2010 12:33 pm

did you screw them up graham
punch them in the balls??

well i broke my c-lip friday night
went over a kurb and didnt realise it was that high
and pop
nearly broke my whole front bumper while i was at it lol
but turned out it just poped out :?

so me a lil sad that i hurt my baby

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Graham
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Postby Graham » Sun May 02, 2010 12:58 pm

i had two metal poles on me but by the time i put my shoes on they were gone

got in my car and tried chasing the car they got in tho.. some PoS commodore.. but i lost them by the time i had found my keys

Cops were called, they never came.. their excuse?
"oh we were patrolling the area (pulling over people for speeding)"

go fight some real crimes grr

I swear if they pulled me over trying to chase the people that broke into my house I would be in A LOT!!!!!!!!!!! more trouble than they would be




my HL2 front lip is broked :( ran over a damn tyre on the freeway
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zock
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Postby zock » Sun May 02, 2010 1:10 pm

aww not good about the lip

ive decided to consentrate on performance mods now
nothing visual

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Dire
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Postby Dire » Sun May 02, 2010 2:10 pm

I've decided to concentrate on repairing the damage from everything I keep running into :P

Parked in a carpark and didn't realise the curb was HUGE and went straight into it. I can get it fixed or cover it with airdams one day... Idk.

Turned $5 into $35 at the casino that night, I should go back :P


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