im with Budget atm, but the guy i spoke to said any type of engine modification would void my insurance, even a new exaust that would be beneficial to the car would be a bad idea by them.. he said alot of companys are like that now so i was wondering what insurance companys are more leniant?
and with non engine type mods, if i chose not to tell them and required a claim does it work like warrenty? ie: if its not the cause then its fine?
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best insurance company??
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That is a hard one to answer.
Some are cheaper but then they scrimp when it come to repairing your car.
Others are more expensive and are more flexible when it comes to repairers and ensure your car is fixed properly.
I find it is good to speak to a few local crash repair shops about who are good insurance companies as they have to deal with them daily.
Some are cheaper but then they scrimp when it come to repairing your car.
Others are more expensive and are more flexible when it comes to repairers and ensure your car is fixed properly.
I find it is good to speak to a few local crash repair shops about who are good insurance companies as they have to deal with them daily.
Personal advise after getting insurance twice. Always pay the bit extra and get rating one for life, especially if you are on your Ps as you are more than likely to need to make a claim, and once you make a claim, be prepared to fork out heaps more on when its time to renew.
Also I found when dealing with them, that calling made a big difference to online quotes. I was quoted about $130p/m online, but after calling I got $110, and on the day to I went to pick up the car, I phoned them and she said she could do it for $77... go figure, not sure how that worked but I told her "SOLD" and that was that.
I am 23 and on my red P's, went with NRMA(qld) and pay $77p/m (lancer aspire 2011 model). Excess goes $600 claim + $400 age excess if under 25. They also don't charge any extra for, and cover, all mods (or so they told me over phone).
Edit: Also note I made two claims with them in first year and they fixed me up reasonably quickly, and with no drama. Just remember when making a claim, never admit to having alcohol or drugs in your system int he last 24 hours, regardless of truth unless there is someone to prove otherwise. That one beer you had 15hours prior may be an excuse not to pay you... insurance HA (not a personal experience, but a friend)
Hope this helps with your hunt, best of luck
Also I found when dealing with them, that calling made a big difference to online quotes. I was quoted about $130p/m online, but after calling I got $110, and on the day to I went to pick up the car, I phoned them and she said she could do it for $77... go figure, not sure how that worked but I told her "SOLD" and that was that.
I am 23 and on my red P's, went with NRMA(qld) and pay $77p/m (lancer aspire 2011 model). Excess goes $600 claim + $400 age excess if under 25. They also don't charge any extra for, and cover, all mods (or so they told me over phone).
Edit: Also note I made two claims with them in first year and they fixed me up reasonably quickly, and with no drama. Just remember when making a claim, never admit to having alcohol or drugs in your system int he last 24 hours, regardless of truth unless there is someone to prove otherwise. That one beer you had 15hours prior may be an excuse not to pay you... insurance HA (not a personal experience, but a friend)
Hope this helps with your hunt, best of luck
- cj_sx_2011
- Lancer Ralliart
- Posts: 634
- Joined: Fri Sep 16, 2011 12:19 am
- Location: south australia
We're with Suncorp, both over 25 but only paying $58.46 pm for our RA
Once company quoted over 100 pm and i had to call them because of 'age restrictions' with turbo's. She asked me how old i am (28), how long I'd had my license for (7 1/2 years) and if I'd driven a turbo before (last car '04 XT Forester) pmsl..
Once company quoted over 100 pm and i had to call them because of 'age restrictions' with turbo's. She asked me how old i am (28), how long I'd had my license for (7 1/2 years) and if I'd driven a turbo before (last car '04 XT Forester) pmsl..
2010 Lancer Ralliart <3
I have found Suncorp good with car mods when others wouldn't insure my ol honda prelude, although when I got quote for ra (no mods) they wanted $105 per month and I have rating 1 and no claims ever, got good deal though qbe and 4 yr new replacement if written off.
turbogirl
Member's Liaison Officer
Executive Team
In debt and loving it
Member's Liaison Officer
Executive Team
In debt and loving it
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